Terms of Service

Last updated: December 3, 2025

Welcome to MarketSectors.ai (“we,” “us,” “our”). By accessing or using our website, dashboards, summaries, or subscription services (collectively, the “Service”), you agree to these Terms of Service (“Terms”). Please read them carefully.

1. Description of Service

MarketSectors.ai provides users with educational summaries of publicly available historical financial data, sector-level aggregations, and descriptive summaries of past company events or filings. The Service does not provide investment advice, recommendations, or predictions of future performance. All information is historical and intended solely for informational and educational purposes.

2. Eligibility

You must be at least 18 years old to use the Service. By using MarketSectors.ai, you represent that you meet this requirement.

3. Account Registration

To access subscription features, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Subscription & Billing

MarketSectors.ai provides a subscription-based Service. By subscribing, you agree to recurring billing each billing cycle until canceled.

Key billing terms:

• Subscriptions renew automatically unless canceled.
• Billing is processed securely by our payment processor (e.g., Stripe).
• You authorize recurring charges to your payment method.

You may cancel your subscription at any time. Your access will continue until the end of the current billing period.

5. Refund Policy

Refunds are governed by our Refund Policy. In general, subscription fees are non-refundable once access is granted, except in cases of billing errors or service malfunctions.

6. No Investment Advice

The Service provides only historical market and company information. MarketSectors.ai does not:

• provide investment, financial, or trading advice
• recommend buying, selling, or holding any security
• provide forecasts, predictions, or trading signals
• offer personalized guidance based on individual financial circumstances

Nothing on the Service should be interpreted as a recommendation or endorsement of any financial instrument. You are solely responsible for your own decisions.

7. Permitted Use

You agree to use the Service only for lawful purposes. You may not:

• resell or redistribute our content without permission
• scrape, harvest, or copy data from the Service
• use the Service for investment advisory or regulated financial activities
• attempt to reverse engineer or disrupt the website

We may suspend or terminate accounts that violate these Terms.

8. Intellectual Property

All content, visualizations, text, data compilations, software, and other materials provided through the Service are the property of MarketSectors.ai or its licensors. You may not reproduce, modify, or distribute these materials without written permission.

9. Service Modifications

We may modify, update, or discontinue aspects of the Service at any time. We will make reasonable efforts to notify users of major changes.

10. Disclaimer of Warranties

The Service is provided on an “as is” and “as available” basis. We make no warranties regarding:

• accuracy or completeness of historical data
• continuous or error-free operation
• fitness of the Service for financial or investment decisions

Your use of the Service is at your sole risk.

11. Limitation of Liability

To the fullest extent allowed by law, MarketSectors.ai is not liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the Service.

12. Governing Law

These Terms are governed by the laws of the State of New Hampshire, without regard to conflict of law principles.

13. Contact

If you have any questions about these Terms, please contact us at:
support@marketsectors.ai